A Managed IRA Built Around Your Goals
You’ve spent years building your retirement savings. A BSNB Managed IRA puts a dedicated advisor and a disciplined investment strategy behind them – so your money keeps working as hard as you did.
managed ira services
Beyond a Typical IRA
A Managed IRA goes beyond a standard IRA savings account. Through BSNB Wealth Management Solutions, your IRA assets are professionally invested and actively managed by our team, helping you pursue growth, manage risk, and stay on track toward your retirement goals.
- Personalized investment strategy based on your goals.
- Diversified investment options across asset classes.
- Transparent reporting and regular advisor check-ins.
- Ongoing monitoring and rebalancing.
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Frequently Asked Questions
A Managed IRA is an Individual Retirement Account where a professional investment team – not you selects, monitors, and adjusts the investments on your behalf. Instead of choosing your own funds, you work with a BSNB advisor to set your goals and risk tolerance, and our team builds and maintains a diversified portfolio designed to meet them.
Your BSNB Wealth Management team manages your Managed IRA. You’ll work directly with an advisor who gets to know your retirement goals and timeline, then builds a personalized strategy and meets with you regularly to review performance and make adjustments as your life changes.
A standard IRA savings account holds cash and earns a set interest rate, similar to a savings account. A Managed IRA holds investments – such as mutual funds and other securities – that are actively managed for growth potential. It’s a better fit if you’re saving for retirement over the long term and want a strategy built around your goals rather than a fixed rate.
No. The FDIC insures BSNB deposit accounts, but a Managed IRA holds investments such as mutual funds and securities. These are not deposits, are not FDIC insured, are not guaranteed by the bank, and may lose value. Your BSNB advisor manages these investments using a disciplined, diversified strategy designed to help manage that risk over time – but investment returns are never guaranteed.
Savings Accounts
A BSNB savings account gives you a safe, FDIC-insured place to build your financial cushion – whether you’re saving for an emergency, a down payment, or something in the future.
- Multiple savings account options to match your goals
- Competitive interest rates – your money earns while it sits
- FDIC-insured up to applicable limits
- Easy transfers between your BSNB checking and savings accounts
- Access your balance 24/7 through Online and Mobile Banking
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| No Bank Guarantee | Not FDIC Insured | Not a Deposit | Not Insured By Any Federal Government Agency | May Lose Value Including Loss of Principal |
