Payments Without Limits
Ballston Spa National Bank has partnered with Elavon – one of the world’s top five payment processors – to give your Capital Region business a complete payment solution. Accept credit payments of all kinds backed by a local team to support you.
payment processing
Every Payment, Every Way
Whether you’re ringing up a sale in person, processing orders online, or accepting payments on the go, BSNB and Elavon give you the flexibility to accept virtually any form of payment – quickly and securely. Our Payment Processing solutions:
- Take payments in person, online, or on the go.
- Offer gift cards and loyalty programs to retain customers.
- Accept all major credit and debit cards, corporate and purchasing cards, and electronic checks.
- Get next-day funding and easy POS integration when you pair merchant services with a BSNB Business Checking account.
Digital banking
Manage Your Account Anytime, Anywhere
Your BSNB merchant account connects directly to your business online banking – so you can see transactions, monitor sales trends, and manage your account from wherever you are.
- Log in from any web browser, smartphone, or tablet.
- Review sales activity and transaction history in real time.
- Monitor trends and reporting on our online dashboard.
- Download account data and retrieve eStatements.
- Manage multiple accounts under one secure login.
Security
Protection You Can Count On
BSNB and Elavon’s Safe-T Security Solutions protect your business from data breaches, counterfeit transactions, and unauthorized activity.
- Chip/EMV technology guards against counterfeit card fraud.
- End-to-end encryption protects cardholder data at every step.
- Simplified PCI DSS compliance validation.
- Up to $250,000 in breach assistance and reimbursement.
- Customer support 24/7/365, whenever you need it.
We Are Here to Help.
Have a question about accounts, loans, digital banking, or the right next step?
Our team is ready to help you get where you need to go.
Frequently Asked Questions
Elavon is one of the five largest payment processors in the world, handling more than 3 billion transactions annually. BSNB partners with Elavon to give our business customers access to enterprise-grade payment technology with the backing of a trusted local bank. You get the reliability and reach of a global processor combined with the personal service of a banker who picks up the phone.
Through BSNB’s merchant services partnership, your business can accept Visa, Mastercard®, American Express, and Discover credit and debit cards, as well as corporate and purchasing cards, electronic checks, and mobile wallets, including Apple Pay™ and Google Pay™. Payments can be processed in person, online, or through a smartphone or tablet.
EMV (also called chip card technology) creates a unique transaction code every time a chip card is used, making counterfeit card fraud significantly harder. When paired with Elavon’s Safe-T Security Solutions, your business is also protected by end-to-end encryption, simplified PCI DSS compliance, and up to $250,000 in breach assistance and reimbursement coverage in the event of a data compromise.
PCI DSS (Payment Card Industry Data Security Standard) is a set of security requirements that any business accepting card payments must meet. Non-compliance can result in fines and increased liability in the event of a data breach. BSNB and our merchant services provider simplify the compliance process with built-in tools that reduce your validation burden and help keep your business protected.
Yes. The merchant services platform supports in-person, online, and mobile payment acceptance. Whether you run an e-commerce site, a service business that invoices remotely, or a mobile operation, we can find a solution that fits your business.
Yes. Every BSNB merchant services customer is assigned a dedicated account manager – a real person who knows your account and is available to help with questions, troubleshooting, and account changes. Customer support is also available 24 hours a day, seven days a week, 365 days a year.
Contact our business banking team at 518-885-6781 or visit any of our 21 Capital Region branches to discuss your options.
Business Checking
Keep your cash flow moving, with the flexibility to match how your business actually runs, not how a big bank thinks it should.
- Multiple account options for businesses of every size.
- Digital Banking access – manage accounts, pay vendors, and review transactions anytime.
- Debit card access for owners and authorized employees.
- Easy account setup with dedicated support.
Go Further With BSNB
Explore products and services that support you in every stage of life.
