FDIC-Insured – Backed by the full faith and credit of the U.S. Government

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Nearly Two Centuries of Local Support

Since 1838, Ballston Spa National Bank has helped families and businesses across the Greater Capital Region reach their goals, with the kind of personal attention that only comes from a bank that cares as much about the community as you do.

Welcome to BSNB

For 188 years, Ballston Spa National Bank has proudly supported communities across the greater Capital Region of upstate New York, offering a comprehensive array of banking and investment products and services to help our customers achieve their financial goals.

We have now expanded our services across a broader geographic footprint, delivering an enhanced banking experience through 21 convenient branch locations. As the two banks join together, it is clear we share a common purpose. For us, better banking is more than going through the motions. It’s about making an impact and putting forth the effort to support communities, businesses, families, and you. We show up. Each and every day. From mortgages to commercial loans and everything in between, we are committed to going the extra mile to help you achieve your financial goals.

We’ve also recently taken the opportunity to refresh our brand to better reflect who we are today and where we are headed tomorrow. You’ll see us rolling out our new logo, updated colors, and a more modern look across our branches and digital footprint. While our appearance is changing, our unwavering commitment to you remains the same. The same trusted team with the same dedication to showing up for you.

Thank you for your trust and for allowing us to serve as your financial services partner.

Sincerely,

Christopher R. Dowd

President and CEO

Christopher R. Dowd

President and CEO

our history

A Trusted Part of Your Community Since 1838

For nearly two centuries, we’ve grown the same way we always have: one relationship, one conversation, and one handshake at a time. Our original home office at 87 Front Street in Ballston Spa has anchored the village since 1824, when it served as a private residence before becoming the heart of our bank. 

We recently completed a historic renovation of this landmark building, preserving the character our neighbors know and love while adding a full-service branch, a new ATM, and a new drive-thru, so the place where our story began is ready to welcome you for another 188 years and more.

Our mission

We Show Up

We show up for our customers and communities each and every day, during the moments that matter most. Because we believe financial decisions are about more than numbers. They are about growth. They are about building something stronger. They are about you and your goals. And our goal is to show up for you.

our values

At BSNB We Are:

  • Deeply rooted and here to stay. Our 188 years of experience guides our future.
  • Committed to showing up for our communities and the neighbors we serve.
  • Making decisions on a local level with speed, care, and accountability.
  • Providing you clear guidance through life’s big and small milestones.
  • Believers in your success. Growth strengthens our entire community.

Board of Directors

BSNB is led by an exceptional group of individuals who are dedicated to making a difference for their clients and in our community as well.

Richard P. Sleasman

Board Chair, President, CBRE Upstate NY

Dawn Abbuhl, PhD

Board Vice Chair, President, Repeat Business Systems

Paul N. DiCaprio

Sales Consultant, Specialty Silicone Products, Inc.

Christopher R. Dowd

President and Chief Executive Officer

Michael S. Dunn

Chief Technology Officer, ultra.io

Aaron P. Flach

Real Estate Investments, Flach Development Inc.

Carl A. Florio

Vice Chairman, Paradigm Funds Advisor LLC, Director at Hudson Valley, Inc.,

Beth A. Grasso, CPA

Certified Public Accountant

Paul A. Milton

President and CEO of Ellis Medicine

Stephen J. Obermayer, CPA

Chief Financial Officer, BBL Construction Services, LLC and President, BBL Hospitality, LLC

Donald G. Persico

Owner, Persico True Value Hardware

Theresa M. Skaine

Attorney and Owner, Skaine and Associates, LLC

Joseph H. Warren

President, State Telephone; Assistant Greene County Attorney

Directors Emeriti

J. Peter Hansen, DVM

Ronald G. Harrington

Leroy N. Hodsoll

Timothy J. Provost

Robert E. Van Vranken, Esq.

Executive Officers

Christopher R. Dowd

President and Chief Executive Officer

John Balli

Senior Executive Leader

James J. Conroy

Executive Vice President, Chief Banking Officer

James Dodd

Executive Vice President, Chief Financial Officer

Senior Vice Presidents

Leslie S. Dorsey

Senior Vice President, Human Resources

Richard Klefsky

Senior Vice President, Chief Operating Officer

Thomas B. Leach

Senior Vice President, Retail Lending

Caitlin McCrea

Senior Vice President, Finance and Reporting

Pamela J. Montpelier

Senior Vice President, Growth and Experience Officer

David J. Omicinski

Senior Vice President, Business Banking Team Lead

Robert J. Roemer

Senior Vice President, Information Systems

Vice Presidents

Matthew Becker

Vice President, Wealth Management Officer

Brad Bentley

Vice President, Commercial Relationship Manager

Timothy J. Collins

Vice President, Commercial Relationship Manager

George Cooper

Vice President, Retail Banking

Jillian Cutrone

Vice President, Marketing

Renee L. Flanders

Vice President, Senior Treasury Management Officer

Nicole Frisbee

Vice President, Risk Management

Jeffrey B. Goliber

Vice President, Wealth Management Solutions

Edward Hart

Vice President, Commercial Banking Manager

Andrei Krasnokutski

Vice President, Commercial Relationship Manager

Melissa C. Mewhorter

Vice President, Finance and Controller

Jodi M. Modder

Vice President, Customer Support Operations

Trudy M. Seeber

Vice President, Market Manager

Thomas M. White

Vice President, Senior Investment and Trust Officer