FDIC-Insured – Backed by the full faith and credit of the U.S. Government

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Nearly Two Centuries of Local Support

Since 1838, Ballston Spa National Bank has helped families and businesses across the Greater Capital Region reach their goals, with the kind of personal attention that only comes from a bank that cares as much about the community as you do.

Welcome to BSNB

Serving the financial needs of our community has been a driving force for BSNB since we opened our doors in 1838. Today, we continue to build for the future by giving back to the communities we serve, offering the products and services that customers need and expect, and by developing relationships—one client at a time. In fact, customers tell us that BSNB’s ongoing commitment to a banking experience with a personal touch is what sets us apart.   

I encourage you to get to know us. The heart and soul of BSNB is comprised of a talented team of people dedicated to the following:

  • To consistently exceed expectations and treat every customer as if we’ve known them our entire life;
  • To give back and strengthen the communities where we work and live;
  • To continually improve and enhance the value we deliver to our customers, staff, and community;
  • To constantly surprise people with what a bank can be and the impact it can have on customers and the community;
  • To a belief that actions and not just words define who we are as a company.

We know you have a choice when it comes to your bank and will work hard to earn your business.  From loans and mortgages, to checking and savings – BSNB is here for all your financial needs, at your local branch, online or on the go.

Sincerely,

Christopher R. Dowd

President and CEO

Christopher R. Dowd

President and CEO

our history

A Trusted Part of Your Community Since 1838

For nearly two centuries, we’ve grown the same way we always have: one relationship, one conversation, and one handshake at a time. Our original home office at 87 Front Street in Ballston Spa has anchored the village since 1824, when it served as a private residence before becoming the heart of our bank. 

We recently completed a historic renovation of this landmark building, preserving the character our neighbors know and love while adding a full-service branch, a new ATM, and a new drive-thru, so the place where our story began is ready to welcome you for another 188 years and more.


Board of Directors

BSNB is led by an exceptional group of individuals who are dedicated to making a difference for their clients and in our community as well.

Richard P. Sleasman

Board Chair, President, CBRE Upstate NY

Dawn Abbuhl, PhD

Board Vice Chair, President, Repeat Business Systems

Paul N. DiCaprio

Sales Consultant, Specialty Silicone Products, Inc.

Christopher R. Dowd

President and Chief Executive Officer

Michael S. Dunn

Chief Technology Officer, ultra.io

Aaron P. Flach

Real Estate Investments, Flach Development Inc.

Carl A. Florio

Vice Chairman, Paradigm Funds Advisor LLC, Director at Hudson Valley, Inc.,

Beth A. Grasso, CPA

Certified Public Accountant

Paul A. Milton

President and CEO of Ellis Medicine

Stephen J. Obermayer, CPA

Chief Financial Officer, BBL Construction Services, LLC and President, BBL Hospitality, LLC

Donald G. Persico

Owner, Persico True Value Hardware

Theresa M. Skaine

Attorney and Owner, Skaine and Associates, LLC

Joseph H. Warren

President, State Telephone; Assistant Greene County Attorney

Directors Emeriti

J. Peter Hansen, DVM

Ronald G. Harrington

Leroy N. Hodsoll

Timothy J. Provost

Robert E. Van Vranken, Esq.

Executive Officers

Christopher R. Dowd

President and Chief Executive Officer

John Balli

Senior Executive Leader

James J. Conroy

Executive Vice President, Chief Banking Officer

James Dodd

Executive Vice President, Chief Financial Officer

Senior Vice Presidents

Leslie S. Dorsey

Senior Vice President, Human Resources

Richard Klefsky

Senior Vice President, Chief Operating Officer

Thomas B. Leach

Senior Vice President, Retail Lending

Caitlin McCrea

Senior Vice President, Finance and Reporting

Pamela J. Montpelier

Senior Vice President, Growth and Experience Officer

David J. Omicinski

Senior Vice President, Business Banking Team Lead

Robert J. Roemer

Senior Vice President, Information Systems

Vice Presidents

Matthew Becker

Vice President, Wealth Management Officer

Brad Bentley

Vice President, Commercial Relationship Manager

Timothy J. Collins

Vice President, Commercial Relationship Manager

George Cooper

Vice President, Retail Banking

Jillian Cutrone

Vice President, Marketing

Renee L. Flanders

Vice President, Senior Treasury Management Officer

Nicole Frisbee

Vice President, Risk Management

Jeffrey B. Goliber

Vice President, Wealth Management Solutions

Edward Hart

Vice President, Commercial Banking Manager

Andrei Krasnokutski

Vice President, Commercial Relationship Manager

Melissa C. Mewhorter

Vice President, Finance and Controller

Jodi M. Modder

Vice President, Customer Support Operations

Trudy M. Seeber

Vice President, Market Manager

Ann M. Sharpe

Vice President, Senior Trust Officer

Thomas M. White

Vice President, Senior Investment and Trust Officer


supplier diversity

A Commitment to Diversity

Ballston Spa National Bank is committed to an inclusive, diverse Capital Region. We welcome diverse-owned businesses to compete for our procurement opportunities alongside every other vendor we evaluate. To qualify as a diverse supplier, your business must be at least 51 percent owned, operated, and controlled by U.S. citizens who are Black, Hispanic, Native American, Asian American, and Women. Register your business with us to get started.